Buying A Home

Home Buying in Six Steps

The home-buying process can seem daunting to potential homebuyers, but a qualified real estate professional who understands the entire process can help ease many of these worries. Make sure your clients are prepared with these useful tips.

Get Ready

  1. Build a good credit history
  2. Get mortgage pre-approval
  3. Find out what type of mortgages you quality for
  4. Consider hiring an attorney to review all contracts and agreements associated with the home buying process
  5. Save up for a down payment (typically 10-20% of property’s value; if FHA-qualified, then possibly less)
  6. Consider closing costs which can include taxes, attorney’s fees, and transfer fees
  7. Consider utilities and monthly bills, such as homeowner's assessments

Due Diligence For Home Buyers

Purchasing a home is a huge endeavor, and buyers need to be more educated than ever—before they begin the process. This field guide provides links to practical resources on most every aspect of home buying, from establishing credit to negotiating the final contract.

Considerations and Step-by-Step ​Guides

Home Buying

Home Buying Process Resources, (

First-time Home Buying, (Money Under 30).

Considering a Home, (Freddie Mac)

A Short Guide to real Estate Lingo and Acronyms, (®).

Money 101: Buying a Home, (CNN Money).

Grievance Process

REALTOR® members ascribe to the National Association of REALTORS® Code of Ethics which is based on professionalism and protection of the public. The NAR Code of Ethics is the standard to which all REALTORS® are held and is a promise to the public that when dealing with a real estate agent who is a REALTOR®, they can expect honest and ethical treatment in all transaction-related matters. All REALTORS® are required to take a minimum of two and a half hours of training on the Code of Ethics every four years.

For information on filing an Ethics complaints, click here.


To sell real estate in Florida, you are required to hold a current real estate license from the Department of Business and Professional Regulations, Division of Real Estate. A REALTOR® is a licensed real estate broker that has joined the National Association of REALTORS® (and appropriate state and local associations). The word REALTOR® is a licensed trademark for use only by our members. The benefit of being a REALTOR® is the value, professionalism, and character that REALTORS® uphold. You are no longer merely a real estate licensee, you are a REALTOR®

The value of your membership gives you far more in benefits and services than you pay in dues. This value will help you earn more through education, networking, and connecting while reducing your risk and liability.

If you'd like to take advantage of all that membership in the REALTOR® organization has to offer, start by:

  • Obtaining an Florida Real Estate License
  • Joining the National Association of REALTORS®. To do this you must first join the appropriate local and state chapters. Contact a local association/board nearest you today for more information!
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