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Housing Foundation

Preparation, patience and perseverance the three P’s of real estate. These qualities are needed in abundance when someone goes through the complex process of buying or selling a home. Realtors® in Florida know that keeping homebuyers and sellers informed and involved is key to a smooth, successful relationship.

During the past five years, the Royal Palm Coast Realtor® Association has shutterstock 154318994focused our Attainable/Affordable Housing Work Group efforts on a) establishing a non-profit 501(C) 3 Housing Foundation to provide gap assistance to essential workers in our community; b) providing required Homebuyer Education to the public; c) helping distressed homeowners to understand the options to foreclosure; d) supporting the efforts of Habitat for Humanity; e) working with the Lee County School Board to pilot Financial Literacy in senior high curriculum.

Affordable Housing Financing Resources:

Affordable Housing Program Limits

USDA Property Eligibility

Florida Housing Finance Corporation

VA Home Loans

Homebuyer Education

We are working with the Home Ownership Resource Center of Lee County in providing the 8-hour Homebuyer Education Class at our Education Center once a month, taught by our accredited volunteer instructors. The costs for this program are covered by local sponsors enabling us to provide workbooks, lunch and a full-day class at no cost to the participants. As participants learn how to be credit worthy, obtain financing, set priorities for home selection and importantly, learn how to maintain and keep their home after purchase they feel empowered from the knowledge they’ve obtained to be better buyers and ultimately, better homeowners. To date we have educated over 1000 potential homeowners.

Homebuyer Education is held: 
3rd Saturday each month from 8:00AM-4:30PM

Register through the link in our caledar or go here.


Homebuyers and Sellers: Why Work With a Realtor?

Buying or selling a home is one of the biggest, most complicated decisions that an individual, couple or family will ever make. It’s a major investment of money, time, effort and emotions. Taking steps to safeguard that investment by using a Florida Realtor – a trained professional who voluntarily agrees to act under a Code of Ethics – simply makes sense.

Free handouts
To spread the word, these one-page handouts outlining some of the essential benefits a homebuyer or seller gains when they work with a Realtor.

Handout for buyers (PDF)

Handout for sellers (PDF)

 Affordable Housing Resources

 

Local Housing Assistance Plan

The Local Housing Assistance Plan (LHAP) was prepared for the county's participation in the State Housing Initiatives Partnership (SHIP) program, in compliance with Florida Statute 420.907 and Florida Administrative Code Rule 67-37. More... The program is administered by the Lee County Department of Community Development, which also oversees the local government comprehensive plan, zoning, permitting, and environmental resources services. Lee County's SHIP program provides funding and technical assistance to nonprofit housing development organizations and down payment/closing cost assistance to qualified homebuyers. The Lee County Affordable Housing Advisory Committee, which is comprised of members of various professions or fields of interest each with a relevance to affordable housing needs, makes recommendations to the Board of County Commissioners about the implementation of the SHIP program.

State Housing Initiatives Partnership (SHIP) - State Housing Initiative Partnership is the centerpiece of the William E. Sadowski Affordable Housing Act. The SHIP program channels a portion of new and existing documentary stamp taxes on deeds directly to local governments for the development and maintenance of affordable housing.

For current income limits and guides go here

Call the Lee County Department of Community Development at 239-479-8585 for more information.

City Contacts:

Fort Myers (City of) Community Redevelopment Agency/HUD
Phone number: (239) 338-2258
Cape Coral (City of) Department of Community Development/HUD
Phone number: (239) 574-0552

 

 

 

 

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